The card back
The front convinces the homeowner.
The front convinces the homeowner.
The back convinces the bank.
Each card's back is the phase's accounting line, already resolved with your jurisdiction's rule: how much retainage is withheld, in how many days payment is due, and which waiver form releases the lien.
It isn't a PDF somebody assembles at month end. It's what the phase produces on closing, with the legal citation next to the number, so whoever receives it can verify it without calling you.
Phase 02 · Framing
| Item | Value | Source |
|---|---|---|
| Phase line | 42,000.00 | Contract |
| Retainage | 5.00 % | ORS 701.420 |
| Withheld | −2,100.00 | Computed |
| Due | 39,900.00 | — |
| Due in | 14 days | ORS 279C.570 |
| Waiver | Progress | Statutory |
Seeded, not looked up
Your state's law is already inside
Retainage, prompt-payment term and waiver form, loaded with their citation. Not a help article: the number that goes into the phase calculation.
56US and Canadian jurisdictions
317rules loaded with their legal citation
48statutory lien waiver forms
4contract templates: FIDIC, NEC, JCT, CIOB